CES sees a lot of SBA involvement on many appraisal requests lately. SBA can be an excellent support to banks from a risk management perspective, but there are issues unforeseen by SBA and most bankers for even relatively small transactions. Furthermore, most of the points made in this brief article are applicable too many non-SBA transactions.

After a long period of deliberation during 2017, The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency issued the final rule that increases the threshold for commercial real estate transactions requiring an appraisal from $250,000 to $500,000.